Insurance Services — A Square Capital
6 Insurance Products

Insurance Services

Life, health and motor cover compared across insurers, matched to your profile, and supported through every claim.

Family reviewing their insurance coverage together
Our Cover

Coverage that shows up when it matters

Six insurance categories, one advisor relationship — from the first quote comparison through the day you actually file a claim.

6Insurance Types
5,000+Network Hospitals
98.1%Claim Settlement Ratio

Six insurance categories, one verified process. Whether it's protecting your family's future, covering a medical emergency or insuring your vehicle and home, we match you with the right insurer, compare policy terms on your behalf, and stay with you through claim settlement.

Documents You'll Typically Need

Exact requirements vary slightly by insurer and policy type, but most applications move faster when these are ready upfront.

Identity & Address Proof

  • PAN card
  • Aadhaar card
  • Passport-size photographs
  • Recent utility bill or rent agreement

Medical & Health Records

  • Recent health checkup reports
  • Declaration of existing medical history
  • Details of any ongoing treatment
  • Existing policy documents, if porting

Asset & Vehicle Documents

  • Vehicle RC & previous policy copy
  • Property ownership or rental proof
  • Valuation report for high-value assets
  • Recent vehicle inspection photos

How Claims Work

The same four steps apply whether you're filing for a hospitalisation, a motor accident or a home loss — only the documentation changes.

01

Notify Us

Call or message your advisor as soon as the event happens — we log the claim and flag the insurer's reporting window so nothing lapses.

02

Submit Documents

We tell you exactly what the insurer needs for your policy type and help you gather it, instead of you guessing from a generic checklist.

03

Claim Assessment

The insurer's surveyor or claims team reviews the case. We track status on your behalf and chase clarifications so the file doesn't stall.

04

Settlement

Once approved, funds move to the network hospital or garage directly, or to you as reimbursement — we confirm the amount matches what was agreed.

Life Insurance

Financial security for the people who depend on you

Sum Assured Up To₹2 Cr
Claim Settlement98.2%
Policy TermUp to 40 Yrs
Tax BenefitSection 80C

Term and whole-life cover compared across leading insurers, so your family's income, loans and long-term goals stay protected even when you're not around. Riders let the policy adapt as your responsibilities grow.

Key Features
  • Flexible premium payment terms
  • Optional critical illness rider
  • Accidental death benefit add-on
  • Tax-free maturity benefit under Sec 10(10D)
Eligibility
  • Age 18–65 years
  • Medical checkup based on sum assured
  • Indian resident or NRI
  • Nominee details required
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Health Insurance

Hospital bills handled, so recovery comes first

Sum Insured Up To₹1 Cr
Cashless Hospitals10,000+
Waiting Period2–4 Yrs*
Claim Settlement96%

Individual and family floater plans covering hospitalisation, day-care procedures and post-treatment recovery, across a wide network of cashless hospitals nationwide.

Key Features
  • Cashless treatment network-wide
  • Pre & post hospitalisation cover
  • Day-care procedures included
  • Restoration of sum insured
Eligibility
  • Entry age 18–65 years
  • Family floater option available
  • Pre-policy checkup above certain age
  • Pre-existing condition disclosure required
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Two Wheeler Insurance

Your bike or scooter, covered every ride

IDV Up To₹5 L
Cashless Garages4,500+
Claim Settlement95%
No Claim BonusUp to 50%

Third-party and own-damage cover for scooters and motorcycles, with add-ons for zero depreciation and roadside assistance built for everyday riders.

Key Features
  • Third-party & own-damage cover
  • Personal accident cover for owner-driver
  • Roadside assistance add-on
  • Zero depreciation add-on available
Eligibility
  • Valid registration certificate
  • Valid driving license
  • Vehicle age within insurer norms
  • KYC documents
Apply Now Check Eligibility
Car Insurance

Comprehensive cover for every kilometre

IDV Up To₹50 L
Cashless Garages5,800+
Claim Settlement97%
No Claim BonusUp to 50%

Comprehensive third-party and own-damage cover for private cars, with engine protection, return-to-invoice and zero depreciation add-ons for newer vehicles.

Key Features
  • Comprehensive own-damage & third-party cover
  • Engine protection add-on
  • Zero depreciation cover
  • Return-to-invoice option
Eligibility
  • Valid RC & driving license
  • Vehicle age within insurer norms
  • Prior insurance/NCB proof if renewing
  • KYC documents
Apply Now Check Eligibility
Motor Insurance

Fleet and commercial vehicle cover, simplified

IDV Up To₹1 Cr
Vehicle Categories8+
Claim Settlement96%
Policy Tenure1–3 Yrs

Broader motor cover spanning commercial vehicles, fleets and multi-vehicle owners, with liability cover as mandated by the Motor Vehicles Act and add-ons for goods in transit.

Key Features
  • Covers commercial & multi-vehicle fleets
  • Third-party liability as per MV Act
  • Fleet discount structuring
  • Goods-in-transit add-on available
Eligibility
  • Valid commercial RC
  • Fitness certificate current
  • Permit documents in order
  • Fleet KYC documentation
Apply Now Check Eligibility
Home Insurance

Your home and everything in it, protected

Sum Insured Up To₹2 Cr
Cover TypeStructure + Contents
Claim Settlement94%
Add-on Covers10+

Structure and contents cover against fire, natural calamities, burglary and allied perils — for owned homes and rented residences alike, with add-ons for valuables and appliances.

Key Features
  • Structure and contents cover
  • Fire & allied perils protection
  • Burglary and theft cover
  • Natural calamity protection add-on
Eligibility
  • Ownership or valid rental proof
  • Property address verification
  • Sum insured based on valuation
  • KYC documents
Apply Now Check Eligibility

Common Questions About Insurance

Answers to what policyholders usually ask before buying or claiming.

How does claim settlement work?
Once you intimate a claim, the insurer verifies documents, assesses the loss or hospitalisation bill, and disburses the approved amount either directly to the network hospital or garage, or to you as reimbursement. We stay involved through the process to help resolve documentation gaps quickly.
What's the difference between cashless and reimbursement claims?
A cashless claim is settled directly between the insurer and a network hospital or garage, so you don't pay upfront for covered expenses. A reimbursement claim applies when you use a non-network provider — you pay first and submit bills to the insurer for reimbursement afterward.
What affects how my premium is calculated?
Insurers weigh factors like your age, sum insured or sum assured chosen, medical history, vehicle type and age, location, and the add-ons or riders selected. Each insurer weighs these differently, which is why comparing quotes across our network often surfaces meaningfully different terms for the same cover.
Can I port my existing policy to a new insurer?
Yes. Health and motor policies can generally be ported to a new insurer at renewal without losing continuity benefits already accrued, such as waiting periods served. We help compare the new insurer's terms against your current policy before you switch.
What is typically excluded from coverage?
Common exclusions include self-inflicted harm, claims arising during a waiting period, cosmetic or elective procedures for health policies, and consequential or wear-and-tear damage for motor and home policies. Exact exclusions vary by insurer and are laid out clearly in the policy wording before you buy.
Get Covered

Not sure which policy fits your need?

Share your requirement once and get matched with the right insurance product and insurer — no repeated forms, no guesswork.

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