Loan Services
Compared across banks and NBFCs, matched to your profile, and tracked end to end — one advisor, every loan type.
Loans Tailored To Your Situation
Own your home, without the guesswork
Purchase, construction or renovation — compared across our full bank and NBFC network for the best available rate.
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Fourteen loan products, one verified process. Whether it's a home purchase, a business expansion or a medical emergency, we match you with the right bank or NBFC, compare rates on your behalf, and guide every document through to disbursal.
Documents You'll Typically Need
Exact requirements vary slightly by lender and loan type, but most applications move faster when these are ready upfront.
Identity & Address
- PAN card
- Aadhaar card
- Passport-size photographs
- Recent utility bill or rent agreement
Income Proof (Salaried)
- Last 3 months' salary slips
- Form 16 / latest ITR
- 6 months' bank statement
- Employment verification letter
Income Proof (Self-Employed)
- ITR for last 2–3 years
- GST returns, where applicable
- 12 months' bank statement
- Business registration proof
Home Loan
Own your home, without the guesswork
Interest From8.35%*
Loan Up To₹5 Cr
TenureUp to 30 Yrs
Processing3–5 Days
Own your home, without the guesswork
Purchase, construction or renovation — we compare rates across our full bank and NBFC network and match you with the lender offering the best terms for your profile.
Key Features
- Tenure up to 30 years
- Balance transfer supported
- Doorstep document pickup
- PMAY subsidy assistance
Eligibility
- Age 21–65 years
- Salaried or self-employed
- CIBIL score 700+
- Property with clear title
Personal Loan
Funds for any need, approved fast
Interest From10.5%*
Loan Up To₹40 L
TenureUp to 5 Yrs
Processing24 Hrs
Funds for any need, approved fast
No collateral, minimal paperwork. Medical bills, a wedding, travel or debt consolidation — get a decision within hours and funds disbursed within a day of approval.
Key Features
- 100% unsecured
- Approval in 24 hours
- Flexible tenure, 1–5 years
- No prepayment penalty options
Eligibility
- Age 21–58 years
- Min. income ₹20,000/month
- CIBIL score 650+
- Salaried or self-employed
Business Loan
Working capital that keeps pace with you
Interest From11%*
Loan Up To₹2 Cr
TenureUp to 5 Yrs
Processing5–7 Days
Working capital that keeps pace with you
Inventory, expansion, equipment or working capital — structured for both new-age businesses and established firms, with limits based on turnover and cash flow.
Key Features
- Collateral-free options
- GST & bank statement based
- Overdraft facility available
- Tenure up to 5 years
Eligibility
- Business vintage 2+ years
- Turnover ₹10L+ p.a.
- ITR filed for 2 years
- CIBIL score 700+
Vehicle Loan
Drive away sooner, on better terms
Interest From8.75%*
Loan Up To₹1 Cr
TenureUp to 7 Yrs
Processing1–2 Days
Drive away sooner, on better terms
New or used cars, financed up to 90% of on-road price. Compare offers across lenders and get dealership-level approval speed without dealership-level markups.
Key Features
- Up to 90% on-road funding
- New & used vehicles covered
- Tenure up to 7 years
- Quick dealership disbursal
Eligibility
- Age 21–65 years
- Valid driving license
- Stable income proof
- CIBIL score 650+
Two Wheeler Loan
Your next ride, financed in minutes
Interest From9.5%*
Loan Up To₹3 L
TenureUp to 4 Yrs
ProcessingSame Day
Your next ride, financed in minutes
Scooters and motorcycles financed with instant in-principle approval — ideal for first-time borrowers with limited credit history.
Key Features
- Minimal documentation
- Up to 95% funding
- Tenure up to 4 years
- First-time borrowers welcome
Eligibility
- Age 18+ years
- Valid ID & address proof
- Minimal income documentation
- First-time borrowers eligible
Tractor Loan
Built around the farming calendar
Interest From9.9%*
Loan Up To₹25 L
TenureUp to 9 Yrs
Processing3–5 Days
Built around the farming calendar
New and used tractor financing with repayment schedules aligned to harvest cycles, plus support for implements and farm equipment.
Key Features
- Harvest-aligned EMIs
- New & used tractors
- Implements financing included
- Tenure up to 9 years
Eligibility
- Owns or leases agricultural land
- Age 21–65 years
- Valid land records
- Local guarantor, if required
OD / CC Loan
Pay interest only on what you use
Interest From11.5%*
Limit Up To₹1 Cr
RenewalAnnual
Processing5–7 Days
Pay interest only on what you use
Overdraft and cash-credit limits against property or business assets — draw funds as needed and repay flexibly, without a fixed EMI structure.
Key Features
- Interest on utilised amount only
- Renewable annual limit
- No fixed EMI
- Secured against property/FD
Eligibility
- Property or FD as collateral
- Business vintage 2+ years
- CIBIL score 700+
- GST registration for businesses
Education Loan
Study now, at India and abroad
Interest From9%*
Loan Up To₹1.5 Cr
TenureUp to 15 Yrs
Processing7–10 Days
Study now, at India and abroad
Tuition, living costs and travel covered for domestic and international courses, with moratorium periods that align with your study duration.
Key Features
- India & abroad courses
- Moratorium during study
- Covers tuition & living costs
- Tax benefit under Section 80E
Eligibility
- Confirmed admission letter
- Co-applicant (parent/guardian)
- Recognized institution
- Consistent academic record
Gold Loan
Unlock value from gold you already own
Interest From7.5%*
Loan Up To₹50 L
TenureUp to 3 Yrs
ProcessingSame Day
Unlock value from gold you already own
Your gold, safely stored and insured, against a loan disbursed within hours — among the lowest interest rates across our entire loan network.
Key Features
- Disbursal within hours
- Insured secure storage
- Lowest rates in our network
- Flexible repayment options
Eligibility
- Age 18+ years
- Ownership of gold jewellery/coins
- Valid ID proof
- No income proof required
Loan Against Property
Put your property's value to work
Interest From9.25%*
Loan Up To₹5 Cr
TenureUp to 15 Yrs
Processing7–10 Days
Put your property's value to work
Unlock funds against residential or commercial property for business expansion, education or debt consolidation, while you continue to own and use it.
Key Features
- Residential & commercial property
- Tenure up to 15 years
- Continue using the property
- Higher loan-to-value ratio
Eligibility
- Age 21–65 years
- Clear property title
- Stable income proof
- CIBIL score 700+
MSME Loan
Fuel for small and mid-sized businesses
Interest From10%*
Loan Up To₹2 Cr
TenureUp to 7 Yrs
Processing3–5 Days
Fuel for small and mid-sized businesses
Purpose-built for registered MSMEs — covering machinery, raw material and working capital, with government scheme linkage where eligible.
Key Features
- Udyam registration linked
- Machinery & working capital
- Government scheme benefits
- Collateral-free up to limit
Eligibility
- Udyam registration
- Business vintage 1+ year
- GST returns filed
- CIBIL score 650+
PM Mudra Loan
Government-backed funding for micro units
Interest From8%*
Loan Up To₹10 L
TenureUp to 5 Yrs
Processing5–7 Days
Government-backed funding for micro units
Shishu, Kishor and Tarun category loans under the PM Mudra Yojana for non-corporate, non-farm micro and small enterprises — no collateral required.
Key Features
- Shishu / Kishor / Tarun tiers
- No collateral required
- Government-backed scheme
- For micro & small units
Eligibility
- Non-farm micro/small enterprise
- Business plan or proposal
- No existing loan default
- Indian citizen
PMAY Housing Loan
Own your first home with government support
SubsidyUp to ₹2.67L
Interest From6.5%*
TenureUp to 20 Yrs
Processing10–15 Days
Own your first home with government support
Credit-linked subsidy under Pradhan Mantri Awas Yojana for first-time home buyers in eligible income categories — assistance from eligibility check to disbursal.
Key Features
- Credit-linked subsidy scheme
- First-time buyer focused
- EWS / LIG / MIG categories
- Full subsidy paperwork support
Eligibility
- First-time home buyer
- Income within EWS/LIG/MIG limits
- No existing pucca house
- Aadhaar-linked application
Loan Balance Transfer
Same loan, a better rate
Interest From8.1%*
BenefitLower EMI
TenureRemaining Term
Processing7–10 Days
Same loan, a better rate
Move your existing home, personal or business loan to a lower interest rate — we handle the paperwork, foreclosure coordination and new sanction end to end.
Key Features
- Lower interest, lower EMI
- Top-up loan available
- Foreclosure coordination handled
- Minimal fresh documentation
Eligibility
- 12+ EMIs paid on existing loan
- Clean repayment track record
- CIBIL score 700+
- No overdue on current loan
Common Questions About Loans
Answers to what borrowers usually ask before applying.
How is my interest rate decided?
Will checking my eligibility affect my credit score?
How long does disbursal usually take?
Can I prepay or foreclose my loan early?
What if my loan application gets rejected?
Not sure which loan fits your need?
Share your requirement once and get matched with the right loan and lender — no repeated forms, no guesswork.